David Somerville | CFP

Money Growing

The Key To Raising Financially Savvy Children

I think if you asked any parent these days what about raising children is keeping them awake at night, it could be a number of things, but one of the top 3 concerns for sure would be how kids today have no appreciation for money.  Kids these days don...
Estate planning with money talk

Money Talk

The most priceless financial gift to your children? – Being organized. "We all know that there are only two certainties in life: death and taxes. The good ...
Elderly man in barber shop contemplates CPP

Should You Take The Cut?

When is it best to take my Canada Pension income? This is the million dollar question. In practice, we are asked this by most clients. Do you take CPP when it’s first permitted to which is age 60, should I wait to age 65 which has been the norm for ...

From Saving To Spending

For most of our working life, we have been conditioned from the start in thinking about retirement one day in the future. Every January and February we are bomb...
David Somerville | CFP

David Somerville | CFP


The founding partner at Capital Wealth Management Inc. has a passion for learning that has led him to attain a Certified Financial Planner designation; the highest level of professionalism in providing financial planning advice. Specialized in providing comprehensive wealth and estate planning advice to business owners, medical professionals and individual investors.